April 24, 2014




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                                       New FIA offers 15% Premium Bonus 


15% Premium Bonus

Issue to age 80


Income Rider 8% simple for 12 years

2 Uncapped  Index strategies available

7.0% agent commission plus SFG bonus


Limited Distribution to roughly 12 IMO's


If you are an IMO that would like access to this please call us

we will work with you


Call us for more details



             Annuity Alternative 12% Bonus and Return of Premium Rider

Amazing Single Premium EIUL Product

Single premium Life with a 12% premium bonus

and guaranteed return of premium rider


Illustrates an immediate cash surrender value

higher then premium paid after year 1


S&P Index monthly Cap Rate currently 4.0%


Living Benefits Riders

Nursing Home, Terminal Illness, and Chronic Care


Simplified point of sale underwriting


9% Agent Commission + SFG Bonus Opportunity


Call us for more information and a quote



                                            3% Guaranteed for 6 years

Are you looking for a great interest rate for the client which

also pays a better than average commission to the agent?


3% guaranteed for 6 years for the client


3% agent commission 0-80

2.25% commission 81-90


Call us for more information



                                               Agent Cash Bonus Incentives        

We have created the most aggressive bonus programs in the industry.


Our Big Money Bonus Incentive Program starts with your first app.  We give our agents a cash bonus equal to 25% of our override on all annuity and single premium life products you write. Higher Bonus levels exceeding 50% can be achieved with production.  Give us a call you could be leaving thousands of dollars on the table every month.


If you write in excess of 5 million a year call and ask us about our latest offer the Commission Max Program. 





Schaefer Financial Group 1090 Second Street South Ste 2C Sartell, Minnesota 56377
Toll Free: 855.597.8256